By seeking to file Chapter 7 bankruptcy in the state of Alabama, you are looking to have all of your debts discharged. This may become the only option if your earning power falls well short of your debts and you have no other way of working out the situation. For someone that is receiving harassing phone calls day after day, Chapter 7 is an option to finally get out from under the weight of a debt that they can’t pay off.
There is certain information that you will need to produce in order for the Alabama bankruptcy trustee to consider your case. The following is a sample of the documents you may be required to produce. The faster you have all of this information put together, the sooner your case can proceed.
• Driver’s license and social security card
• Last two tax returns filed
• Last six months of payroll records and pay stubs
• Last six months bank statements
• Tax assessment of any property
• All bills that you have outstanding
• Any other relevant info (lawsuits pending, vehicles you own, etc.)
Thirty days after filing your Chapter 7 bankruptcy, you will have a hearing in front of the trustee at a meeting of creditors. After sixty more days, your discharge can be entered. If handled correctly by a qualified attorney, your entire process can be completed within 90 days.
To get started right away on organizing your Chapter 7 filing, give us a call at the offices of Attorney Ted Williams. We will be happy to provide a free consultation and get you started down the path to a fresh start at your financial life.